About us



 Helping you find options you can live with. 



TERRYL JOHNSON has had a successful career as a Financial Advisor for almost 30 years. She worked for over half of her career advising her clients at Morgan Stanley. She also worked with Wells Fargo Private Client Services Group and a small Registered Investment Advisory firm. Her passion for helping people and her expertise has gravitated her naturally towards her niche of helping people in transition. She has excelled in helping her clients find their way to financial peace, after dealing with a life changing event. 

She has now chosen to concentrate solely on helping people come to an agreement on a financially fair settlement and spending less money on the divorce process. Having been through a divorce herself she knows how important both of these elements are to her clients. She is a Certified Divorce Financial Analyst (CDFA) and became a mediator through the Alternative Dispute Resolution Center at Hamline Law. She  founded and is the owner of Divorce Financial Directions. She also understands the importance of making educated financial decisions during the divorce process, since most of the decisions you make at this time you may have to live with for the rest of your life. 

Most settlement decisions are permanent once they become record. Many times what looks FAIR at first glance may in fact be totally unfair when analyzed with an eye to the future. Terryl can provide this analysis for you and provide you with the data so that you will have what you need to make informed decisions.  She will listen to your wants and needs and present to you  the direction that proposed settlements may take you as the years go on, not just today.

 In addition to being a Certified Divorce Financial Analyst (CDFA), Terryl provides Financial Early Neutral Evaluations (FENE) for several metro area counties. She is also a qualified neutral under Rule 114 of the Minnesota General Rules of Practice and is on the Minnesota state roster. She is an active participant in the Hennepin and Ramsey County court-appointed volunteer mediation programs.

She is on the Executive Committee of the Cooperative Practice Network of MN and an active member. She is a member of the South Metro Collaborative Group and the Trusted Financial Professionals group. She is also a member of The Institute for Divorce Financial Analysts and has recently been a presenter twice at the annual statewide Family Law Institute Seminar at the Excel Energy Center in St. Paul, MN.

She lives in Burnsville with her two minature schnauzers and an african grey. She is also the proud mother of three grown children and has one grandson.